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Problem With Salutation, Group Information & Newsletter Preference Data Required From Customers.

If we shop as a guest but later choose the option at check out to register for an account for future use we do get asked for our title/salutation but we are not asked to say what group(s) we belong to. We also do not get to make a newsletter preference.

So we need to combine the registration method from 1 & 3 below to get ALL the customer data we need.

There are 3 points at which a customer can give name & address & group interest details & newsletter preference, the data given varies depending on which route the customer chooses:

1. Choosing to register for an account before purchasing (currently no salutation info. gathered).

2. Making a guest purchase only (obviously no username or password or groups info. or newsletter preference is required).

3. Making a guest purchase but then accepting the offer to open an account for future use (currently no group information gathered or newsletter preference is required).

Latest Question

Refer to UCP 600 article 39. The presenting bank (bank B) has sent a full set of documents to the issuing bank (bank A) and bank A has sent an advice of acceptance to bank B and will effect payment on the due date. Before due date, bank B requested bank A to assign full proceeds to bank C. Subsequently, before due date, bank C requested bank A to assign full proceeds to bank D. Question: 1. Beginning, can bank A refuse bank B’s assignment request, and insist on effecting payment to bank B on due date? Bank A informed bank B as follows: The assignment agreement exists between your bank, the beneficiary and bank C, our bank is not a party of the assignment agreement, we refuse your assignment request. At due date, we will effect payment to your bank. After receipt of the proceeds, your bank may assign proceeds to bank C at the request of the beneficiary. 2. If bank A agreed bank B’s assignment request and replied “at due date, we will effect payment to bank C”, can bank A refuse bank C’s assignment request, and insist on effecting payment to bank C on due date? Bank A informed bank C as follows: As per UCP 600 article 39, only the beneficiary has the right to assign any proceeds, we have agreed effecting payment to your bank on due date at request of the beneficiary and bank B, we refuse your assignment request. At due date, we will effect payment to your bank. After receipt of the proceeds, your bank may assign proceeds to bank D.

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